Payday Loan Solution For Debt Over $5,000 With No Upfront Cost

End the Payday Loan Cycle. Gain Control of Your Finances Today!

Get A Step By Step Plan To Eliminate Payday Loan Debt Of Over $5,000 For Free

Escape the stress of high payments and endless interest. Our payday loan relief experts will secure the lowest possible monthly payment from your creditors, showing you the timeline and savings upfront, with no obligations.

See Your New Payment Plan.

Fill In Your Contact Info To Learn More!

* We will never share your details or send you spam.

* Our team will evaluate your loans and negotiate directly with creditors to lower your monthly payments and interest rates.

Your Current Situation:

Payday Loans Owed:
You've indicated that you owe over $5,000. This places you in a challenging category for payday loan debt relief.

Primary Goal:
Your goal is to get out of payday loan debt as quickly as possible, a very achievable objective with our tailored programs as you'll see below.

Special Offer! Schedule a free consultation & get a complimentary vacation

4-day stay in a premium accommodation or an all-inclusive resort or a 5-day cruise to the Caribbean. Yes, seriously!

Client's Personalized Payday Loan Report


Since you owe over $5,000 your path to financial freedom requires a robust plan, executed by an expert payday loan consolidation team that is backed by an attorney.
Our program for higher debt levels includes:

Negotiate Balances

We aim to reduce your debt by negotiating with creditors, potentially saving you 30%-70% of what you currently owe.

One Manageable Payment

Consolidate your payday loan payments into one monthly affordable sum that fits your budget.

Rapid Debt Reduction

Focus on principal balances rather than just interest and fees, accelerating your journey out of debt.

Step By Step Payday Loan Relief Process:
How It Works and How It Can Help You

Below is the exact process a debt consolidation company would implement to settle your debt. 

Short Explanation


Negotiate balances with creditors to resolve your accounts efficiently


Debt Reduction Services collects one monthly payment from you and disburses it to each of your creditors according to an agreed payment schedule


While enrolled in our Debt Consolidation Program, most creditors cease their collection efforts, reduce interest rates, and report your account as current to the major credit bureaus

Long Explanation


Once enrolled in our payday loan relief program we start negotiating your balances with your creditors

  • The objective would be to resolve your accounts by offering 15 cents to 70 cents per dollar on your behalf.
  • This means the money you pay into the program would apply mainly toward your principal balances, rather than towards interest & fees.
  • You will only have to make one monthly payment instead of the many different payments you are making to your creditors now.


Calculate your new payments based on the creditor guidelines


Create a trust account to deposit your new monthly payments

  • Your new reduced monthly payment will be deposited into a secured Trust account which will be transparent so that you can keep track of your savings in addition to monitoring the accounts that we resolve.


All of your creditor’s payments are combined into 1 monthly payment


Once you have accumulated enough savings, we will then offer a settlement on your behalf


If you agree to the amount that we have negotiated, we will then disburse those funds to your creditor


We will repeat this process over and over until all your accounts are resolved.

  • Therefore, you will no longer waste money paying high interest rates.


All your accounts will be closed, and you will discontinue making payments.


Your monthly payment will be withdrawn through an electronic bank draft from your checking or savings account on the date you specify to be most convenient.

Advantages of Getting
Payday Loan Relief Now:


Create an immediate relief plan you can implement today to get out of debt


Reduce what you owe in the long term by eliminating the ongoing application of new fees and interest


Improve your ability to budget accurately, for your needs, including putting money into savings


Stop creditors from calling – right away


Be able to sleep at night knowing you have a plan for getting out of debt

Next Steps:


Free Consultation

Call us now or schedule a no-obligation consultation to discuss your specific situation, potential monthly payments, new interest rates, and a timeline for debt freedom.


Tailored Payment Plan

Based on the consultation, we'll design a payment plan that fits your budget and goals.


Debt Consolidation Program Enrollment

Start your journey to debt freedom by enrolling in our program, designed to get you out of debt in the shortest time possible.

Why Solid Ground Financial?

  • No Upfront Fees:
    You pay only when you see the results we've promised.
  • Proven Success:
    With a 99% success rate, we're confident in our ability to help you.
  • Client-Centric Approach:
    Our programs are based on your budget, not your credit score.

Learn How To Escape Payday Loan Debt
With Our Proven Process

We understand that choosing to seek help is a big step. At Solid Ground Financial, we're committed to being your partner every step of the way. Let's take that step together and put you back in control of your finances. Thank you for trusting us with your financial future.

In our 15-minute meeting you will leave knowing the following:

  • What your new payments will be?
  • What will your new interest rate be?
  • How long will your new loan repayment term be?

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A Value of Up To $2,500 In Travel Gifts

Promotion Details:

  • Schedule an appointment to talk with a debt settlement specialist
  • Attend a 15-minute meeting via phone
  • Get vacation certificate for a getaway to your choice of over 100 destinations


  • You do NOT need to buy anything or join a program to redeem any gifts
  • No timeshare presentation required to use vacation certificates
  • Meeting is a no pressure phone call to design a plan to reduce your debt
  • ! you MUST show proof of unsecured debt (Payday Loan, Credit Card Debt, etc.)


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About Us
[Solid Ground Financial]

Solid Ground Financial has over 15 years of experience helping people get out of debt and consolidating payday loans.

Our payday loan consolidation program will give you control of your bank account and put you back in the drivers seat with your finances.

Solid Ground Financials' team of professionals are trained to design a payment plan that not only makes you feel comfortable but also can fast-track your payday loan relief program in the shortest amount of time. Our programs are designed on your budget, not your credit score!

We proudly have over 900 reviews on google with a 4.9 star rating



We Offer A Risk-Free Payday Loan Consolidation Backed By An Attorney with a 100% Money Back Guarantee and a Proven Track Record of Helping Clients Eliminate Debt

Our debt consolidation program has the best guarantee in the payday loan industry. If for any reason we are unsuccessful we will refund 100% of your money, guaranteed.

Solid Ground Financial has a 99% success rate helping clients consolidate their payday loans. Once you're a client of ours you will have access to a dedicated account manager that will help reduce your monthly payments by an average of 50% and even reduce or eliminate your interest rates!

Our mission is to get you out of debt and teach you how pay off your payday loans with our debt consolidation program.

⭐We proudly have over 400 reviews on with a 4.6 star rating


Here's A Recap Of The Great Offer You Can Take Advantage Of Today!

Schedule 15-minute meeting with a debt settlement advisor to get the following benefits and gifts for attending.

In Our Meeting You Will Leave Knowing The Following:

  • What your new payments will be?
  • What will your new interest rate be?
  • How long will your new loan repayment term be?

Attend Our Meeting To Redeem These Rewards:

  • All-Inclusive resort stays, premium accommodations, flight tickets, Caribbean cruise 
  • 5 vacation packages to 100+ destinations
  • Choose 1 of 10 premium Bluetooth smart devices 

Schedule A Meeting Today!

Thank you for your interest in scheduling a quick meeting with Solid Ground Financial!

Here's what to expect and how we will help you with your payday loan debt.

1.) We'll learn more about you, like your creditor's names, how many payday loans you have, and how much you owe.
2.) We'll run your balance through our creditor database, and apply for the lowest monthly payment your creditors will accept.
3.) Within a few minutes, you will know your new consolidated monthly payment and how many months you have to pay it off.

There is no obligation to join our program but if your new monthly payments will save you thousands of dollars in payments and interest, then we can start the process of helping you become debt-free.

Choose a day and time that's convenient for you and we look forward to meeting you.

Thank you, have a great day!

We're Excited To Meet You!

Payday Loan Debt Relief - Appointment


See Our Most Commonly Asked Questions

Everything you need to know about payday loan debt consolidation

Is Payday Loan Relief The Same As Debt Consolidation?

Payday Loan Relief and Debt consolidation are not the same.

In many cases a payday loan relief program is the way to pay your payday loans at a fraction of the balance, based on what you have paid to the lender already.

A debt consolidation program would pay these loans off in full without any questions asked.

At What Point Should I Consider Payday Loan Relief?

You should consider a payday loan relief program when your not able to pay your payday loans. 

Payday Loan relief would give you back control of your checking account and you can pay your payday loans on your terms vs. not being in control of your finances.

Are There Different Types Of Payday Loan Relief Programs?

There are two different types of payday loan relief programs.

One being a debt settlement program which negotiates with your lenders for a faster lower payoff.

A Debt consolidation program would pay these loans off in full with the interest given by the lender.

In most cases a payday loan settlement program is your best option.

What is Debt Consolidation?

Debt consolidation involves restructuring your existing interest rates with your creditors.

We consolidate all your accounts into one convenient monthly payment. (If you are late we can stop the late and over-limit fees).

You can read this Wikipedia article on debt consolidation to fully understand what it is.

What are the benefits of Debt Consolidation?

The consolidation process results in lower monthly payments, reduced interest rates, and elimination of over-limit fees and late fees.

Moreover, the payoff term is drastically reduced. Interest Rates are lowered in between 6 and 9%!!

How can Credit Counseling secure lower payments for me?

Credit Counseling agencies have established relationships with major creditors across the country, both large and small.

Creditors are typically willing to work to facilitate the repayment of money owed by lowering monthly payments and reducing or eliminating an individual’s interest rates and late fees.

Should I consider filing for bankruptcy instead?

Bankruptcy is usually the last resort you should want to take in solving your financial problems.

Many individuals aren’t even aware of the consequences this can cause. Bankruptcy will stay on your credit report for at least 7 years. Future creditors more than likely won’t even consider extending credit to someone who has filed bankruptcy.

Debt Consolidation is your best and safest alternative if you’re considering bankruptcy.

What type of debt can be consolidated with Debt Consolidation?

All unsecured debts can be successfully consolidated with our Debt Consolidation program. Credit Cards, Department store cards, medical bills, utility bills, unsecured loans, and Payday Loans.

Does Debt Consolidation hurt your credit?

No, Debt Consolidation does not hurt your credit.

Rest assured, you can refer to which states that credit counseling does not effect your credit nor score in any way.

Some Debt Consolidation companies fail to disclose that you should make your minimum payment while enrolled in the program. If these minimum payments aren’t made during the initial setup, it could have negative effects on your credit.

What is the difference between secured and unsecured debt?

The difference between secured and unsecured debt is the following. Secured debt normally has collateral attached to it, which secures the debt. Examples: Your home mortgage. Your car loan, even your motorcycle. These are secured debts. Unsecured debt is a little bit different. Unsecured debt does not have any collateral. Examples: Credit Card Debt, Medical Bills, Department Stores, Signature Loans, Payday Loans, and installment loans. These all just require a credit check and your signature.

What should I look for in a Debt Consolidation program?

The main thing you should be on the lookout for when in search of a Debt Consolidation program is that they charge no upfront fees and that their online presence can prove their track record. You can find our track record on

Solid Ground Financial has over 400 reviews on Trustpilot with a 4.6 star rating and over 900 reviews on Google with a 4.9 star rating.

How do you get out of payday loans?

You can get out of your payday loans almost just as fast as you applied for them.

Simply close your checking account** and consolidate your accounts into one comfortable monthly payment. Your lenders will have to be contacted immediately once you start the Payday Loan Consolidation Program.

With this program it will give you back control of your checking account and most importantly your piece of mind.

Solid Ground Financial can get you the Payday Loan Help you deserve.

How do I consolidate my payday loans?

1. Close Your Checking Account**
2. Gather Your Statements
3. Call Us For a quick and easy quote
4. Go Over Your Budget to make a sensible plan that you are confident in
5. Return Paperwork to Service Provider to contact lenders
6. Enjoy stress-free Debt Consolidation help!

**Do not close account until you have spoken to one of Solid Ground Financial’s representatives. Call 1-877-785-7817 or Apply Online Today!

How much will my new payment be in the program?

The payments are calculated based on the creditor guidelines. Depending on what type of debt it is that will determine your payments.

The programs can work with, credit cards, department stores, payday loans, installment loans, student loans and any unsecured debt.

How does Payday Loan Consolidation Work?

Payday Loan Consolidation is designed to work with your lenders directly. These lenders will work through the program to consolidate your accounts.

The Payday Loan Consolidation Program will consolidate your accounts into one monthly payment, while the program will give you back control of your checking account and paychecks.

Are there any cons to Payday loan Consolidation?

No. Payday Loan Consolidation is a proven method to ease the mental stress of Payday Loan Debt without posing risk to clients.

Payday Loan Consolidation Program is back with a 100% guarantee and the Legal Protection Plan for those “just in case” moments.

If ANY lender takes you to court you will have legal coverage in your state, county and local courthouse.

Is Payday Loan Consolidation Legit?

Yes. The utmost important thing with Payday Loan Consolidation is the companies experience in the Debt Consolidation industry by always keeping your best interest first.

Majority of Payday loan lending companies are often on Indian Reservations or sovereign land, making it extremely difficult to establish relationships with your lenders and even harder to provide you with Payday loan debt relief.

With over 10 years of experience, Solid Ground Financial takes pride in delivering you consistent and efficient help with Payday loans! 

Check out the this Wikipedia article on Payday loans in the United States.

When to get help with Payday Loans?

Once you have one or more payday loans and they are debiting from your account once payday arrives. By starting our reputable payday loan program you would be able to gain control of your banking account as well as your paychecks.

How to get help with Payday Loans?

Always be sure to contact an experienced Payday Loan Consolidation company with proven results in Payday Loan Assistance Programs. Always use a company that has a proven track record and supporting reviews from their clients.

Is Payday Loan assistance the same as Payday Loan Consolidation?

Yes. In essence consolidating your Payday Loans is assisting you with your overall debt without harming your credit.

Get The Financial Help Your Looking For

Reduce your payday loan debt by 30% to 70%! Contact us to find out how.

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*Solid Ground Financial is a Debt Relief Referral Service
*Solid Ground Financial Does Not Provide Loans to Consumers
*We do not provide referrals for loans. We do not offer payday loans

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